Thursday, February 28, 2013

the mechanics



1. I will use a piggy bank (of course).

this is ALKAN
2. Every coin that's left in my pocket after the day's over will be put in the bank.
3. It is not compulsory to deposit/ how much, just any coin left in my pocket for that day will do, if none, ok lang.
4. Every end of the month, ALKAN will be emptied.
5. And the whole amount will be deposited in a bank.
6. Withdrawal from the bank is only allowed if it will be used for emergency.
7. However, as much as possible, wala sanang withdrawal.

from where it started

How many of you do have sufficient savings in your bank accounts?
For my case, I opened several ATM accounts from different banks,
And most of them are now closed.
Except for my payroll account which doesn't require maintaining balance.
It's been a struggle to save.

But I love to save.
I remember when i was a child,
Our father made us a piggy bank out of bamboo,
And he fixed it in a corner,
It was accessible for us to put our money.
Every December, we opened the bank
And we used the money to buy our clothes,
Things that we needed.

Why not use the same strategy in saving today.
I used to set aside part of my salary in a bank
But I end up empty handed.
Maybe there are some reasons for it,
But somehow, we sometimes thought that
SAVING is a burden, a struggle.

This time, I will make it more fun
I will use a piggy bank in saving.
This is just a personal test,
Let's see how it will end up.